Recently the City of Stuart put an historical marker in front of the 1922 bungalow housing Francisca Morgan’s Interior Design Studio. The address is 227 SE Ocean Boulevard and it stands where Florida Avenue meets East Ocean; The Wells Fargo building that is gradually becoming Stuart’s City Hall is on the opposite corner to the east.

Even though the historic marker shows the plat of the East End Subdivision the significance of the developers is not mentioned. Carrie W. Webb and Sarah E. Hower, a widow and a spinster from Chicago, came to Stuart in 1913 and immediately started buying land and developing it. Their first subdivision, the “Webb and Hower,” was in Palm City at the eastern edge of Lighthouse Point where lovely homes look out on the Roosevelt Bridge and Sunset Bay with its docks and restaurants.

At the time, traveling by boat was the way to get around so Carrie Webb’s and Sarah Hower’s subdivision was considered to be part of Stuart. When incorporation was being promoted, articles say the town would extend to the Webb and Hower Subdivision to the west. When Stuart was officially incorporated on May 7, 1914 this was its seal.

The bit of land at the left of the seal contains Webb and Hower’s Subdivision. The Town boundary was the middle of the river so it was not actually in Stuart. However, since the only bridge was the FEC Railway Bridge, it was as easy to go to Palm City by boat to as it was to go anywhere else on the St. Lucie River.

When I read the legal description of the Town of Stuart, it took me a while to comprehend. The way the boundary was determined was using the centerline of the channel in the St. Lucie River traveling until it hit the east line of Section 4. Today we can think of it as Palm Beach Road.

The ladies’ second subdivision was East End where Francisca Morgan’s Interiors is located was well within the Town (Stuart became a City in 1925 when Martin County was created.

The part Sarah Hower played in founding our public library is of the utmost significance. “The public library, which is considered the greatest achievement of the Woman’s club was started in 1917 when Miss Sara Hower, of the firm of Webb & Hower, suggested the idea and set it afoot by a donation of books.”

Sarah Hower and Carrie Webb’s most impressive development was Yacht Club Beach on one hundred acres of Hutchinson Island. It skipped the Gilbert’s Bar Yacht Club land but contains 82 lots where many beautiful oceanfront homes stand today. When the island is broad enough to accommodate them, homes stand on the Indian River as well.

This image captured from the Martin County Property Appraiser’s site, shows most of the lots of Yacht Club Beach in red. The lots nearest the entrance to Sailfish Point are the location of Bathtub Beach and are now owned by Martin County. Martin County also owns the lots where an inlet was formed during hurricanes early in this century. The two lots with red on either side indicate the location of the Yacht Club that were owned by the club’s last living member and sold privately in the 1980s.

It is remarkable that women were land developers in 1914 the same year the Woman’s Club of Stuart that was founded. As stated, Sarah Hower is even credited with the move to establish our public library.

Carrie Webb died in 1924 when she was struck by a car in downtown West Palm Beach. Sarah Hower, who never married, died in a nursing home in West Palm Beach in 1948. The newspaper said she had no known relatives.

Amanda Portwood, of Francesca Morgan Interiors, did a fine job analyzing and reducing the great volume of material provided by Julie Preast our outstanding historical researcher so it could fit on the City of Stuart Historical Marker. However, since we have no photographs of the women who were so active in the community, particularly in regard to our library, I wanted to use the attention brought to Francesca Morgan Interiors to bring attention to Carrie W. Webb and Sarah E. Hower.